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Ups and Downs of Online-Only Banking

Submitted by FSB Financial Services on April 3rd, 2017

The digital world has transformed professional industries in unique ways that prior to internet access would have been impossible. Doctors can monitor patients remotely, lawyers can offer counsel online, software can complete your taxes for you, and even financial investments and advertisements can be made without any face-to-face contact.

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Robots versus Humans: Financial Advisers for the Digital Age

Submitted by FSB Financial Services on April 3rd, 2017

The digital world has transformed professional industries in unique ways that prior to internet access would have been impossible. Doctors can monitor patients remotely, lawyers can offer counsel online, software can complete your taxes for you, and even financial investments and advising can be made without any face-to-face contact.

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Video: Helpful Life Insurance Advice You Can Use

Submitted by FSB Financial Services on March 28th, 2017

Few consumer products are the object of a love/hate relationship as life insurance.  The thought of buying life insurance is not something that most physicians relish, yet, if it is done right, it can provide the greatest peace-of-mind a person can have. The key is to do it right.

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High Net Worth Families Need a Complete Risk Management Plan

Submitted by FSB Financial Services on March 20th, 2017

Because there isn’t a one-size-fits-all plan that could possibly fit the unique needs of every family, risk management is a process that focuses on the problem of risk at every level of a family’s lifestyle in order to ultimately arrive at a solution for each. Each risk calls for separate measures, which usually require separate forms of insurance.

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Retained Life Estate: Open the Door to Tax Charitable Deductions

Submitted by FSB Financial Services on March 13th, 2017

A home is a place to rest your head, to create memories, and to cook dinner. It’s where your pets are—your family. What people most often forget about their home is that it’s also your most valuable financial asset. And, if one of your financial goals includes a testamentary gift to charity, while also receiving substantive income tax deductions, this asset is important.

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Habits of a Savvy Saving Family

Submitted by FSB Financial Services on March 13th, 2017

When people warn you that having kids is expensive, it’s no joke. From diapers to food, braces to sports activities the costs add up quick. For a middle-income family in the U.S. raising a child up until age 18, costs an estimated average of $245,340 (or $304,480, adjusted for projected inflation), according to the 2013 “Cost of Raising a Child” report from the U.S.

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Video: Green Energy as an Investment Strategy

Submitted by FSB Financial Services on February 13th, 2017

Green, clean energy has reached new heights in North America. There are more hybrids than ever on the streets, wind turbines out above the cornfields, solar panels on roofs, and even that new convenience store down the street is LEED certified. It’s not a trend; it’s a shift away from fossil fuels—oil, coal, and natural gas.

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6 Tips for a Cheap Valentine’s Date

Submitted by FSB Financial Services on February 13th, 2017

Roses are red, violets are blue, Valentine’s Day can be cheap, hooray for you!

Right after New Year’s the red, pink, and white move in to the shopping aisles to serve as a perpetual reminder that Valentine’s Day is coming.

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When Whole Life Insurance may be the Best Option

Submitted by FSB Financial Services on February 5th, 2017

For generations a debate has raged on over whether it’s best to buy whole life insurance or to buy term life insurance and “invest the difference”.  Proponents of each method are adamant in their positions and both offer sound reasoning in their answers.  But, for anyone to tell you which is best for you without knowing anything about you is tantamount to someone tel

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Financial Win-Win: Give to Charity and Avoid the Income Taxes on $100k

Submitted by FSB Financial Services on February 5th, 2017

The tax code, with all of its hundreds of pages of regulations, stipulations, and loopholes always leave something be learned. Not only is the U.S. Internal Revenue Code massive, different write-offs and deductions occur at different stages in life, so it’s unsurprising if you don’t know the details of the IRA (Individual Retirement Account) charitable rollover.

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Recent Blog Posts

  • Ups and Downs of Online-Only Banking
  • Robots versus Humans: Financial Advisers for the Digital Age
  • Video: Helpful Life Insurance Advice You Can Use

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This communication is strictly intended for individuals residing in the states listed below. No offers may be made or accepted from any resident outside the specific state(s) referenced. 

A broker-dealer, investment advisor, BD agent, or IA representative may only transact business in a state if first registered appropriately. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advise for compensation, will not be made without first complying with appropriate registration requirements. 

For information concerning the licensing status or disciplinary history of a broker-dealer, investment advisor, BD agent, or IA representative, a consumer should contact his or her state securities law administrator. 

Insurance Services offered through FSB FINANCIAL SERVICES. Advisory Services offered through BRADFORD FINANCIAL CENTER. Securities offered through UNITED PLANNERS FINANCIAL SERVICES, A Limited Partnership. Member FINRA and SIPC
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We are registered to sell Securities in the following states:
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Insurance-related services may not be provided to individuals residing in any states other than Iowa, Nebraska, South Dakota, Kansas and Florida.

Fred Sweers is a Registered Representative offering securities through United Planners Financial Services, FINRA, SIPC. Financial Planning and investment advisory services through Bradford Financial Center, a Registered Investment Advisor. United Planners, Bradford Financial and FSB Financial are not affiliated. Not FDIC Insured. No Bank Guarantee. May Lose Value. Not a Deposit. Not Insured by any Federal Government Agency. 

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